The real benefit of this card is that you can take it twice. You might fail your first action, sure... but Survivors generally don't mind that. Or you could just move or play an asset... but this modifies the difficulty of your test and because you skill value cannot fall below zero, on your third action 2 shroud locations and two fight enemies have a difficulty of zero.
The benefit of this is clear with Stella, but the beauty of it comes for Wendy with access to Leo de Luca, haste, and the skeleton key. Action 1, fail with drawing thins/take heart, place the skeleton key, move, or play an asset Action 2, place the skeleton key, lockpick, or winging it (difficulty 0 because winging it further reduces shroud) Action 3, investigate with difficulty 0 at any location (assuming you played the skeleton key) Action 4, investigate with difficulty 0 at any location Haste Action, investigate with difficulty 0 at any location.