I used this in a Bark Harrigan deck throughout 4P TFA and I'll say: It's good but unless your deck is built around allies I'd not use this card in solo or duo.
The cost reduction is pretty much always used in full so it's very comparable to an Emergency Cache that gives you one bonus action for playing it. Guardians are always in need of cash so more economy cards is good to have in your deck. But unlike Uncage the Soul the restriction on what you can spend it on really limits you. Unless you plan to play out a lot of allies then Motivational Speech can easily end up being a dead draw in a normal deck.
But the most important factor of this card is that it can be used on other investigators. It's a great tempo piece for the party, especially when other investigators have bought Charisma themselves so that you have at minimum 6-8 opportunities to play it. Don't see this as a worse Emergency Cache #3 and #4. See this as a 0 cost event that gives an ally one extra action and three resources.
Combined with Ever Vigilant (4) and Stand Together (3), Motivational Speech was what I used to make our cluevers start the first round with up to five actions and nine resources saved.